Presidential Realty

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BUYERS: How To Find Out What Is In Your Credit Report.

BUYERS: How To Find Out What Is In Your Credit Report.

Anyone who has ever had a bank account, mortgage, credit card, car loan, or account with a retail store will invariably have a credit rating.  Most information in your credit rating comes from companies you have credit with, as well as from certain public records such as tax liens, bankruptcies, judgments and lawsuits.  It is important to know and understand your credit rating, how the information is compiled, and how it affects your ability to acquire a loan for your new home.
Credit reports are usually divided into five sections:
1.      Your credit history.
2.      Who has reviewed your credit history.
3.      Information you have provided for the credit company.
4.      Specific identification information about you.
5.      Explanatory notes and comments.
Different states have different requirements and it is important that you check on what applies to you.  There are three major credit-reporting agencies, Trans Union, Experian and Equifax.
Your REALTOR can recommend a reputable mortgage lender who has the reputation of providing excellent service and good rates.  This lender will be able to immediately pull your credit report for your review and can make recommendations of how to make it better.  The better your credit score, the higher your credit rating will be.
Choose your agent wisely. Working with a full-time professional real estate agent is a must. Ask questions of your agent.  Find out how knowledgeable he or she is about houses currently for sale in your price range and also of houses that have recently sold.  Can your agent recommend a good lender that has the reputation of excellent customer service and low rates?  Does your agent ask questions of you to have a full understanding of what you are looking for to help you get the most home for the money?
Thank you for requesting a copy of this “FREE REPORT”
For prompt, courteous, professional service, call Presidential Realty:

Office:      480-336-9222

Have questions, need advice you can count on or just want to discuss this further?
Don’t waste any more time; pick up the phone and call me now!  I’m here to help!
I appreciate you as a client and a friend. I appreciate your business, your loyalty, trust and your referrals. It is my goal to provide the very best counsel, advice and service possible for your real estate needs. If I may ever be of assistance to you, a relative, friend or co-worker please don’t hesitate to call me. I look forward to the opportunity to serve you.

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Testimonials

We had our home listed with an agent for more than 198 days with little traffic and no offers…..we hired the Presidential Realty team …after a short time their unique marketing approach paid off! We received 98% of our asking price.

~ Darin R, Scottsdale

About Me

The Presidential Realty REO Division works directly with banks, mortgage lenders and asset management companies to assist in the sale of their bank-owned properties. The division also works with families in financial distress to help them sell their properties before foreclosure becomes the last resort as well as assists local investors in finding foreclosed properties available to rehab or rent. Read More…

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About Us

Presidential Realty is your real estate professional brokerage for homes and Real Estate services in the Phoenix area including Mesa, Chandler, Gilbert, Tempe, Ahwatukee, Queen Creek, Apache Junction, and Gold Canyon. With your best interests as our number one priority, our team of agents are willing to do what ever it takes to get the job done fast and dependably.We have the support of a thorough, professional office staff and we work as a team to make your real estate experience a positive one.

Office Locations

Please feel free to stop by and talk to us in person.

Mesa 4856 E. Baseline Rd #106 Mesa, AZ 85206

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